Well, except for the other fully friction-inducing and overly-protective setting that you have employed with wallet:transactions:send is limited $1.00/day per user 
I am really disappointed to hear about this development. This is causing a huge headache for me. Consider that for my application:
- I create an access token for the exact amount needed to transfer (This is currently rebuffed with the above setting as captured here)
- Transfer the value
- Revoke/invalidate the token immediately after usage
It’s also frustrating to see the desired behavior implemented in Coinbase Exchange/Pro APIs.
They are excellent! Yet the Coinbase Retail APIs are holding up the show here with these overly burdensome and difficult-to-use scopes and restrictions.